Credit cards have built up somewhat of a bad reputation. Many people use them irresponsibly and to live beyond their means, and then struggle to pay them off when it comes to it. The cycle of credit card debt is difficult to get out of - run up a debt, then get into more debt trying to pay them off.

The thing is, if used correctly and responsibly, credit cards can be useful. If your credit score allows it, you have the willpower not to use it for unnecessary and extravagant purchases, and you have the means to pay it off, they can actually be a handy financial tool, especially if you find the right one for you from cardguru. Here, we look at why they aren't as bad as you think.

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There are few things worse than noticing a smell that you don’t like over and over again. While the scent you are picking up may not be around all the time, it certainly makes its presence known when it wants to, and this is usually just as you think that it’s gone. Living with bad smells is never a pleasant experience, with most people wanting to have a home that is fresh, not smelly. To help you out with this, this post will be exploring some of the most common areas to create nasty odours in your home, giving you the chance to get them into shape.

Your home should be a safe and tranquil space, a place where you can relax, work, play, eat and dream. Your home is so much more than a building, it is most likely the only place in the world that you can truly call your own. But unfortunately, for many people, the home is not as safe as it should be.

While building regulations are there to protect us from rogue builders and landlords, for many people, there are still dangers in the home that could cause serious health issues later on. This is absolutely unacceptable. Here are 3 dangers to watch out for in your own home.