1/11/2018

Most people will tell you that to achieve financial freedom, you will need to eliminate credit, and limit it as much as possible. While in general, the statement is true, there are some rare occasions when you might want to apply for a credit instead of paying in cash. No matter if you are new to credit cards or have been in trouble before, you need to read the below list of occasions when you can and should rely on debt.
Mortgages
Very few people are in the position to afford to pay for a house upfront. Your first home purchase will be likely based on a mortgage deal. You will have to get on the housing ladder, and this means taking out a mortgage and committing yourself for long decades. Unless you have inherited millions, you should use credit for buying and renovating your home, as it is an asset that is likely to maintain its value over the coming years.

1/10/2018


Don't put your old tyres in your rubbish clearance! Repurpose them into a children's playground and or backyard fun for the kids! Tyres are the perfect material for playground equipment. They're rugged and almost indestructible while at the same time being more flexible than hard surfaces. This makes tyres them for rumble tumble play activities!

Before you pitch your old tyre into the rubbish clearance pile, remember that the most iconic backyard swing is the tyre swing! You can hang a tyre off a strong tree branch in a vertical position with a strong rope or chain. Let your daughter dangle her feet as she swings back and forth. You can also hang a tyre in the horizontal position to make them a "two-seater" for friends to share. Developmentally, swinging helps develop gross motor skills, fine motor skills, and spatial awareness. Swinging also stimulates the cerebral cortex of the brain to help your child focus and calm their mind. It also helps with sensory integration as it simultaneously

1/08/2018


It’s become one of the most important metrics we can understand about ourselves. Not our BMI, or our cell phone number, but our credit score. That little rating can determine a whole lot about our lives, from the kind of home we can live in, to the rates we can access on borrowed money. So keeping it in good shape is absolutely essential. But if those numbers don’t read right? There are steps you can take towards reversing the damage.