10/15/2018



*Image from Pexels.com

If you ask most people what they are most anxious about in their life, I’m sure that most will say getting older. Even though it is something that we all have to go through, it can still be difficult to deal with. After all, wouldn’t we all much prefer to retain our youthful good looks?! Unfortunately, that is simply impossible, and we have to face up to the fact that time is going to march on whether we want it to or not.


But that doesn’t mean that you have to be unhappy and miserable as you age. In fact, getting older and entering your later years can be just as exciting as leaving your teenage years to enter your adult life was. You just need to make sure that you are proactive in making the happiness work! Here are some great tips that can help you beat the aging blues and ensure that your later years are some of the best yet!

10/14/2018


When you are young, retirement seems to be a lifetime away. When you’ve only just started your working life, after years of education, retirement is something that you barely think about at all. If ever you do think about retiring, it’s probably longingly after a hard day at work. The idea of saving money for retirement might be something that you’ve never even considered. You’ll have a pension after all, won’t you?

There are many benefits of retirement, including extra free time, but retiring can also increase your financial burdens. If you have trouble paying your regular expenses or accumulate additional financial obligations, like medical bills, a reverse mortgage may be the solution for you. All you have to do is use a reverse mortgage calculator to figure out how much of your home equity is available to you. You can borrow that amount on a long-term basis from national banks that fund reverse mortgages with no immediate consequences. The only catch is you have to use the home as your primary residence for the duration of the loan. Failure to do so will result in the balance being owed back right away or the home being sold. If the latter occurs and money is left after the sale, it will be given to you or your relatives. If a balance still remains on the loan after the sale, the remaining balance owed will be forgiven.

You Might Not Have a Pension

If you’ve worked in the US, and paid tax from your salary, you should be entitled to a state pension upon retirement. As long as you’ve made enough of a contribution through tax. But, this is unlikely to be a large amount of money, certainly not enough to support the lifestyle you might be used to, and you might not be entitled to any company or private pension.

10/11/2018



Have you hurt your leg recently? There are various ways you can damage your leg from sports to a trip or fall. You might have even damaged it in a serious car accident. These days the front of the car is designed to take the impact of the collision, protecting everyone inside the vehicle. However, on occasion, the front of the car can buckle, crushing the legs of the passenger in the front seat.

The problem with a leg injury is that it will dramatically impact your mobility. This can cause your quality of life to deteriorate and lead to a long road to recovery. Let’s look at the best way to recover with a leg injury and make sure that it’s as painless as possible.

Always Get A Second Opinion
 

You will read horror stories online about leg injuries. Unfortunately, doctors can underestimate how deep an injury is. So, a doctor might assume that the injury has only impacted the flesh, particularly if they don’t bother with an X-ray. This is quite common if you visit the ER during a busy period. It will be a judgment call. Unfortunately, if they stitch the leg up and the injury is more severe, then it can lead to complications. You may not notice it at first, but a damaged bone that hasn’t been repaired correctly can become very painful and even leave you in chronic pain.