7/08/2016

Have you ever walked into a friend’s home and been amazed at how spotless it is, despite the fact that she has three little ones running around? Don’t worry; you’re not alone if you struggle to keep your family home clean. Sometimes it seems like there’s just not enough hours in the day to get everything done.

You might think that having a (nearly) spotless home when you’ve got little ones running about is impossible, but believe it or not, it isn’t. It is possible to keep your family home spick and span; it’s just a case of getting creative and being smart about it. Want to know the secrets that moms with spotless homes swear by? Yes - then keep reading below.

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Sports are a great pastime to get your kids into, at any age. Regardless of whether your children are active, getting them involved will have some benefits. We all know, of course, that encouraging exercise is a very kind thing to do for your children. But there is more to it than that. Getting your kids involved in competitive sports is a fantastic way of introducing them to certain life truths. The fact is, the younger you start this, the better. One sure way to make sure that this happens is to start your sports day event. It could be a great way for all the families in your neighbourhood to get together for the day. Without further ado, let’s take a look at some of the essential aspects involved in organising such an event.

One of the things that can cause stress is when household bills arrive. They can end up costing so much that they are more expensive than the mortgage cost. You need to keep on top of them, so you know exactly how much you are paying for each household bill. You should try and work out why it’s so high and what you have been using too much of. Here are some simple ways to save money around the home so that your household bills will be cheaper.

Make sure you turn off devices when you’re not using them
One simple way to save money around the home is by making sure you turn off devices when you’re not using them. We know how easy it is to finish using your desktop computer and leave it on till you’re ready to use it later. But you need to be switching it off so that you are not spending so much on electricity. The same goes for the television; you need to stop leaving it on standby when you are finished using it. Talk to your kids to make sure they understand how important it is to turn off their devices too when they aren’t using them. Make sure everything is also switched off in the kitchen before you head out. There’s no need for the microwave to be still turned on when you have finished using it. You will notice a big difference in your electricity bill if you start switching things off when you aren’t using them.
When it comes to money, we all know how important it is to organize what we have correctly. We want to ensure it gets spent on worthwhile things, and not on pointless things.

There are various expenditures in life that we can’t get away from. We need a place to live, so we have to spend our money on rent or a mortgage. We need food, so we need to spend in grocery stores, cafes, and restaurants. However, there are other things in like that we don’t have to spend money on, but we can choose instead. Insurance is a prime example of this.

There are dozens and dozens of types of insurance policies out there. These days you can cover pretty much every item you own, from your watch to your dog! However, breaking down which of these policies you should invest your money in is more complex.

This is where this guide steps in. We’ll consider six common type of insurance, and ask ‘to insure or not to insure’. That way you can decide which items are worth the expenditure. Read on to find out more...