10/16/2018




Medical malpractice is an extremely serious subject area. As a society, we tend to put a whole lot of faith into medical practitioners - they’ve spent years studying to carry out their role, and even more years training to improve their knowledge and techniques. Most of the time, medical professionals who we come into contact with will be entirely professional, have their patients’ best interests at the forefront of their mind, and will do their utmost to ensure that you receive the best treatment possible. However, every so often, there is an incident of medical malpractice where a doctor or other medical professional will make a decision that does not benefit their patient and may have negative consequences. Now, most of the time, we focus on physical repercussions to medical malpractice. However, countless individuals have suffered mental repercussions over the years too! So, let’s focus on this area for now!

10/15/2018



*Image from Pexels.com

If you ask most people what they are most anxious about in their life, I’m sure that most will say getting older. Even though it is something that we all have to go through, it can still be difficult to deal with. After all, wouldn’t we all much prefer to retain our youthful good looks?! Unfortunately, that is simply impossible, and we have to face up to the fact that time is going to march on whether we want it to or not.


But that doesn’t mean that you have to be unhappy and miserable as you age. In fact, getting older and entering your later years can be just as exciting as leaving your teenage years to enter your adult life was. You just need to make sure that you are proactive in making the happiness work! Here are some great tips that can help you beat the aging blues and ensure that your later years are some of the best yet!

10/14/2018


When you are young, retirement seems to be a lifetime away. When you’ve only just started your working life, after years of education, retirement is something that you barely think about at all. If ever you do think about retiring, it’s probably longingly after a hard day at work. The idea of saving money for retirement might be something that you’ve never even considered. You’ll have a pension after all, won’t you?

There are many benefits of retirement, including extra free time, but retiring can also increase your financial burdens. If you have trouble paying your regular expenses or accumulate additional financial obligations, like medical bills, a reverse mortgage may be the solution for you. All you have to do is use a reverse mortgage calculator to figure out how much of your home equity is available to you. You can borrow that amount on a long-term basis from national banks that fund reverse mortgages with no immediate consequences. The only catch is you have to use the home as your primary residence for the duration of the loan. Failure to do so will result in the balance being owed back right away or the home being sold. If the latter occurs and money is left after the sale, it will be given to you or your relatives. If a balance still remains on the loan after the sale, the remaining balance owed will be forgiven.

You Might Not Have a Pension

If you’ve worked in the US, and paid tax from your salary, you should be entitled to a state pension upon retirement. As long as you’ve made enough of a contribution through tax. But, this is unlikely to be a large amount of money, certainly not enough to support the lifestyle you might be used to, and you might not be entitled to any company or private pension.