Showing posts with label Health and Finances. Show all posts
Showing posts with label Health and Finances. Show all posts

1/10/2022

 


Those infected with COVID-19 often report a loss of taste and smell as a primary symptom. Although those vaccinated are less likely to be infected by COVID-19, immunity is not available to everyone. With over 300 million cases worldwide, you probably already know someone who is or was infected- including yourself.


Hospitalization due to COVID-19 is both emotionally and physically stressful. It is also expensive. Aside from the medical bills, the cost of food, lodging, and medicine can all add up to a lofty some but it should not be a matter of concern for the infected individual. They ought to focus on recovery and find distractions that can improve their mental health, which might have a positive effect on their physical health.


Food intake tends to vary greatly from the first notice of losing your appetite to recovery. The virus might not let you consume any food, making it difficult to eat anything no matter how hard you try. But, as you recover, your appetite will improve. Here is some advice to help you overcome the changes to your food intake as you recover:

10/18/2021

 


You look at the mirror, and you don't like what you're seeing. You feel heavier than usual. You feel like you're moving slower than you used to. You're not used to this, and you're starting to feel bad about yourself.


It's been over a year, and you realize you gained weight during the pandemic. And you're starting to hate yourself for it.


Don't. You're not the only person in the world who gained weight during the pandemic. According to a study published in the journal The Obesity Society, 27% of people around the world believed they gained weight following the lockdown. This includes obese people, with 33% of them saying they gained even more weight.


According to the study, this could be due to people's unhealthy behavior in response to the pandemic. Stress and anxiety levels shoot up due to the pandemic, which caused people to eat unhealthily. And, because of stress, people felt a lot better by giving into their sweet cravings. It also causes people insomnia and interrupted sleep.


Because of the stay-at-home orders, people also tend to move less. Because of the remote work setup, there is limited time to go outdoors for physical activity. There is also less time in the daily commute. Because of this, people tend to be stuck in front of their desks and work eight hours a day with limited breaks. The usual hustle and bustle pre-pandemic routine has now turned into a sedentary lifestyle.


This response to a difficult situation like the pandemic is normal. But, experts can't help but worry about the kind of lifestyle people are in these days. It could be high time we all look into our weight before it takes its toll on our mental health.

8/13/2021


Image Source: Unsplash

 

We all know that gold is the very foundation of our wealth system. Much like other natural elements, gold production around the world is slowing, which causes prices to rise. If you are thinking of taking your wealth out of stocks and into gold bullion, the question of secure storage arises.

 

Here is our list of safe ways to store gold in any form.

8/10/2021

 


The health of your eyes, and therefore the quality of your vision, can naturally decrease over time as you age. Although this is sometimes unavoidable, there are actions that you can take to protect the health of your eyes.


Your vision is a very important aspect of your overall health. When your eyesight is compromised in some way, then this can impact your quality of life and also your independence.

8/06/2021

 


The pandemic we are experiencing right now has brought economies around the world into a deep recession. Many establishments are facing bankruptcy, asset prices see a steep decline in value, and many people lost their jobs. These can cause an individual to unable to pay their debts on time.

Do you feel like you are drowning in debt because of the overwhelming calls? Have you experienced receiving a call from your debt collectors while you're in the middle of a meeting or having a meal with family or friends? I'm telling you that you're not alone. Getting an unwanted call repeatedly can be intimidating, annoying, and even scary. Debt collectors can stoop to unlawful tactics that can intimidate individuals while trying to get money out of their pockets. In several cases, collectors use harassment and deception when they attempt to collect a debt. These harassments give stress and anxiety and some have led to marital instability, loss of job, physical and mental health issues. If you're in a situation where the creditor calls too often, uses obscene language, or sends harassing text messages, there are different ways to stop collector calls.

7/27/2021

 

What is CPAP?

Since first being introduced in the early 1980s, CPAP therapy has become the main treatment for obstructive sleep apnea (OSA) by those in the professional sleep medicine community.

CPAP therapy helps keep your upper airways open at night so you don't snore or experience apnea. With it, you wear a nasal mask and a small CPAP machine sends the right amount of air through it to your nose while you sleep.

As technology has advanced, CPAP machines have become smaller, quieter, and more sensitive. Now they can detect changing patterns in breathing caused by neurological disorder, as with central sleep apnea. CPAP machines come in a wide range of choices. You can choose between different styles, portability options or data storage features. You can also get them with sophisticated humidity controls for optimal comfort and advanced airflow delivery systems.

7/13/2021

 


**Image source: pexels.com

SMSFs can be a great way to grow and manage your retirement savings. The biggest advantage of an SMSF is the ability to invest in property and other assets that would otherwise be restricted for self-managed super funds.

 

An SMSF is not without its disadvantages, however. Setting up an SMSF may require you to get professional advice about the law and tax implications. You will also need someone with experience with superannuation administration to help you set it up and keep it running smoothly.


Can my SMSF loan money to me or my business


No, your SMSF cannot lend you or any of your relatives money. Making this type of loan must be avoided:

 

There are many misconceptions about SMSFs and one is that it's a way of providing financial assistance to some members or relatives. Section 65 of the SIS Act prohibits superannuation funds, including SMSFs, from providing financial assistance to members or their relatives.

 

What are the Benefits Of A SMSF

SMSFs are a low-cost, high-return investment option. They offer lower fees and higher returns than many super funds and bank accounts.

 

No minimum contributions are needed and they're easy to set up. The catch is that SMSFs are not as flexible as public or industry funds and cannot be accessed until retirement.


Can my SMSF loan money to my business?

What is an SMSF Loan Agreement?

 

SMSF stands for Self-Managed Super Fund. An SMSF Loan Agreement is a type of loan contract that is used when an individual wants to borrow money from their Superannuation Fund.

 

The SMSF Loan Agreement is a specific type of loan contract that is only available to the members of an SMSF. This agreement provides the borrower with access to their Superannuation Account for funding purposes and must be repaid with super contributions or by withdrawing from the account in later life.

 

An SMSF Loan Agreement allows a person to borrow funds from their Superannuation Account without paying any tax on it as long as they are over 60 years old - this means, they have reached Age Pension age.

 

Costs of running your own SMSF fund

The costs of running your own SMSF fund can vary dramatically depending on the size of the fund and a range of other factors. It’s also not easy to get an NDIS Loan using your SMSF

 

There are three types of accountants that can be used to manage your self-managed super fund:

 

1) Relevant Member – The accountant who is a member in the same professional organisation as you or has been a member for at least 5 years.

2) External Member – A person who is not a member in the same professional organisation as you but is otherwise eligible to act.

 

3) Non-member – A person who is not a member in the same professional organisation as you and does not qualify under any other category.

7/12/2021

 


**Image source: pexels.com


Teeth whitening is becoming ever more popular in 2021 so we wanted to review the benefits and dangers of teeth whitening as well

 

What is Tooth Enamel?

Teeth are made up of enamel. Teeth are made of a special type of mineral called, Materia Extablema or “extrinsic substance”. This substance is found in other tissues of the body and also make up your nails, hair, and skin. Teeth don’t really have any mineral body of their own. If they did, like bones or shells, you would notice. This is why it is called “extrinsic substance”. This substance of your teeth isn’t really what’s causing yellowing. It’s the fact that the enamel can wear away and the fluoride used in dentistry can seep into the area and do more harm than good. It is possible that for some people (people with extremely sensitive teeth) things may be more difficult.

6/18/2021

 


If you’ve been injured in an accident, we understand the road to recovery can be a long, arduous process. You may be wondering if you’re entitled to compensation and, if so, how much. That can depend on a number of factors, including the severity of your injury and who was at fault.

It is our goal to help you navigate the process of filing a personal injury insurance claim so that you’re compensated fairly. That starts with understanding the steps to take after you’ve been injured in an accident. Here are some things you should know.

 


If you’ve ever dealt with anxiety, you know it can be a challenge to manage. You may feel like you’ve tried every pill and remedy imaginable. But have you ever tried CBD? If not, we’ll go over some of the benefits of using CBD for anxiety management.

The first thing to know about managing anxiety is that you’re not alone. In fact, anxiety is the most common mental health disorder within the US.

Secondly, the team at Harmonic CBD is committed to harnessing the benefits of CBD to help women overcome feelings of anxiety and the symptoms commonly associated with it. Here’s how CBD supplements can help you achieve calm, clarity, and balance amid the hustle and bustle of daily life.

6/04/2021

 


When there is too much uric acid in your blood, you end up developing hyperuricemia. Too much uric acid in your blood is not good for your health. It can lead to the development of several diseases like gout, which is an excruciating type of arthritis. In addition to this, if your uric acid levels are elevated, you are at risk of developing kidney disease, diabetes, and heart disease. Therefore, you need to control your body's uric acid so that you will not end up developing health complications that will compromise the quality of your life.

 

At present, more than 43 million Americans are suffering from hyperuricemia. To understand hyperuricemia, it is important to understand the process that leads to elevated levels of uric acid in the body. When purines break down inside a person's body, uric acid is formed. Purines usually come from seafood, red meat, beans, and organ meat. Your body should rid itself of uric acid every time you urinate.

However, hyperuricemia occurs when your body cannot excreting enough uric acid or if your body makes too much uric acid. Your kidneys play a significant role in eliminating uric acid in your body. If your kidneys malfunction, you are at high risk of developing hyperuricemia.

5/18/2021

 


**Image  source: Freepik

At some point or another, we have all suffered with tooth pain or looked at our teeth and wished that perhaps they looked a little different. In some cases, people have teeth that have become crooked and start to interfere with the other teeth and their surrounding area. Sometimes, extraction becomes a good idea but why do other people try their best to keep their teeth?

3/24/2021

 


The pandemic is wearing everyone down. Many are putting on unwanted weight from stress eating. Stress also shows up on the skin through worry lines or breakouts.


People are becoming slovenly, not feeling inspired to fix themselves because they stay mostly at home anyway.


If you allow stress from the pandemic to drag you down, you are putting yourself at risk because it impairs your immune function. Shake yourself up and reduce stress by making yourself look good and feel better.

3/17/2021

 

This is a question that everyone asks at some point. You’ll have heard of people that never wash their hair and swear it feels and looks great. At the other end of the spectrum are those that wash their hair once, or even twice, a day.


But how often and for how long should you be washing your hair? 

3/16/2021

 

The skin is the largest organ of the human body, so it goes without saying that we have to take good care of it. However, skincare can get a little intimidating when you don't know where to start. From cleansers to creams to serums, there's a lot to take in, but all it takes is a good amount of research and a better understanding of factors that affect your skin, like your lifestyle and the environment.


This time, we'll be talking about the latter: the environment. Depending on where you live, the care your skin needs to be at its best varies. 

2/26/2021

 

It's reasonable and certainly undeniable: the pandemic affected your diet. For some, it meant turning away their favorite junk food and nourishing their body to improve their immune system. For others, however, it meant exploring all the sweets and delicacies they can have delivered to their home. It won't be surprising at all if you equipped your kitchen with the latest appliances and you now run it like a gourmet chef. Food is a quick remedy to managing the many stress triggers you encounter daily since the outbreak. The problem is that you may be unconsciously topping all your problems off with a dental emergency that you can neither afford to have nor want to experience.


The solution? Be mindful of food choices that are detrimental to your dental health. You don't have to change your diet all at once. If you're already eating healthy, you will still want to know if you've fallen for the pitfalls that result in gum disease, teeth stains, and other oral issues. As they say, prevention is better than intervention.

2/15/2021

 

The global pandemic has led many businesses to shut down, cutting out our access to basic services such as dental clinics. Without a doctor's guidance, a lot of people are falling into poor habits while in self-isolation. These include lack of exercise, poor hygiene, and increased carb intake.


Although a dental check-up is not on the list of your family's priorities, poor health practices can lead to serious complications, such as a painful toothache and other oral health problems. Maintaining good health during a pandemic means not only reducing the risk of acquiring the virus, but you should also take the right measures to maintain healthy teeth.


As dental clinics slowly resume their operations, chances are, you will encounter a few delays when requesting a dental check-up. So while waiting for that appointment, why not incorporate a few dental care practices into your routine?


Read below and discover the best dental care practices to safeguard you against COVID-19.

1/29/2021

 

Herbal supplements are known for their curative and preventive properties. It is natural to believe that these medicinal herbs are a hundred percent harmless, given their remedial nature. However, that is not always the case with all of them.

 

Herbal supplements can pose dangerous side effects to the body if taken without a prescription, or with other prescribed medicines. Before taking any supplements into your diet, make sure you're aware of the constituents that they're made of and the adverse reactions that they can have on your body.

 

Here's a comprehensive guide to help you understand the dual nature of several commonly used supplements that can have serious side effects on your body if taken without prescription.

8/25/2020

 

A bundle of over a million nerve fibers carries visual messages from the eyes to the brain. This is the delicate and complex network that is your optic nerve. Located in the back of each eye, the optic nerve functions as a highway. So imagine if it were wrecked. It's like seeing an obstruction or a hole in the middle of a road. And no one or nothing can pass through its intended destination.


8/21/2020

 


Staying fit and healthy has become a challenge for modern humans because the 21st century has brought with it a sedentary lifestyle, that is making a considerable number of people obese. As a result, obesity is causing health conditions like varicose veins which can pose quite a few problems, but it can be treated by Endovenous Laser Treatment, or EVLT. In the face of these pressing circumstances, many health and outlook conscious people are undertaking various techniques to lose weight. However, even though these techniques are useful in losing weight, scientists claim that around 90 percent of such people gain this weight almost as quickly as they lose it.


The most critical component of weight loss is the calorie count, and it is not something to incorporate in your daily life only for a few months. If you wish to remain fit and healthy, you will have to build your lifestyle such that you keep a count on the calories you ingest and the calories you burn. Otherwise, your weight will keep on fluctuating which can have devastating effects on your body. We have discussed here four horrifying side-effects of weight fluctuations on your body so that you start visualizing the weight-maintaining routine as a long term commitment.