8/06/2021
7/27/2021
What is CPAP?
Since first being introduced in the early 1980s, CPAP therapy has become the main treatment for
obstructive sleep apnea (OSA) by those in the professional sleep medicine
community.
CPAP therapy helps
keep your upper airways open at night so you don't snore or experience apnea.
With it, you wear a nasal mask and a small CPAP machine sends the right amount
of air through it to your nose while you sleep.
As technology has advanced, CPAP machines have become smaller, quieter, and more sensitive. Now they can detect changing patterns in breathing caused by neurological disorder, as with central sleep apnea. CPAP machines come in a wide range of choices. You can choose between different styles, portability options or data storage features. You can also get them with sophisticated humidity controls for optimal comfort and advanced airflow delivery systems.
7/13/2021
SMSFs can be a great way to grow
and manage your retirement savings. The biggest advantage of an SMSF is the
ability to invest in property and other assets that would otherwise be
restricted for self-managed super funds.
An SMSF is not without its
disadvantages, however. Setting
up an SMSF may require you to get professional advice about the law and tax
implications. You will also need someone with experience with superannuation
administration to help you set it up and keep it running smoothly.
Can my SMSF loan money to me or my business
No, your SMSF cannot lend you or
any of your relatives money. Making this type of loan must be avoided:
There are many misconceptions
about SMSFs and one is that it's a way of providing financial assistance to
some members or relatives. Section 65 of the SIS Act prohibits superannuation
funds, including SMSFs, from providing financial assistance to members or their
relatives.
What are the Benefits Of A SMSF
SMSFs are a low-cost, high-return
investment option. They offer lower fees and higher returns than many super
funds and bank accounts.
No minimum contributions are
needed and they're easy to set up. The catch is that SMSFs are not as flexible
as public or industry funds and cannot be accessed until retirement.
Can my SMSF loan money to my business?
What is an SMSF Loan Agreement?
SMSF stands for Self-Managed
Super Fund. An SMSF Loan Agreement is a type of loan contract that is used when
an individual wants to borrow money from their Superannuation Fund.
The SMSF Loan Agreement is a
specific type of loan contract that is only available to the members of an
SMSF. This agreement provides the borrower with access to their Superannuation
Account for funding purposes and must be repaid with super contributions or by
withdrawing from the account in later life.
An SMSF Loan Agreement allows a
person to borrow funds from their Superannuation Account without paying any tax
on it as long as they are over 60 years old - this means, they have reached Age
Pension age.
Costs of running your own SMSF fund
The costs of running your own
SMSF fund can vary dramatically depending on the size of the fund and a range
of other factors. It’s
also not easy to get an NDIS Loan
using your SMSF
There are three types of
accountants that can be used to manage your self-managed super fund:
1) Relevant Member – The accountant who
is a member in the same professional organisation as you or has been a member
for at least 5 years.
2) External Member – A person who is not
a member in the same professional organisation as you but is otherwise eligible
to act.
3) Non-member – A person who is not a member in the same professional organisation as you and does not qualify under any other category.
7/12/2021
Teeth whitening is becoming ever more popular in 2021 so we wanted to review the benefits and dangers of teeth whitening as well
What is Tooth Enamel?
Teeth are made up of enamel. Teeth are made of a special type of mineral called, Materia Extablema or “extrinsic substance”. This substance is found in other tissues of the body and also make up your nails, hair, and skin. Teeth don’t really have any mineral body of their own. If they did, like bones or shells, you would notice. This is why it is called “extrinsic substance”. This substance of your teeth isn’t really what’s causing yellowing. It’s the fact that the enamel can wear away and the fluoride used in dentistry can seep into the area and do more harm than good. It is possible that for some people (people with extremely sensitive teeth) things may be more difficult.
6/18/2021
If you’ve been injured
in an accident, we understand the road to recovery can be a long, arduous
process. You may be wondering if you’re entitled to compensation and, if so,
how much. That can depend on a number of factors, including the severity of
your injury and who was at fault.
It is our goal to help you navigate the process of filing a personal injury insurance claim so that you’re compensated fairly. That starts with understanding the steps to take after you’ve been injured in an accident. Here are some things you should know.
If
you’ve ever dealt with anxiety, you know it can be a challenge to manage. You
may feel like you’ve tried every pill and remedy imaginable. But have you ever
tried CBD? If not, we’ll go over some of the benefits of using CBD for anxiety
management.
The
first thing to know about managing anxiety is that you’re not alone. In fact,
anxiety is the most common mental health disorder within the US.
Secondly, the team at Harmonic CBD is committed to harnessing the benefits of CBD to help women overcome feelings of anxiety and the symptoms commonly associated with it. Here’s how CBD supplements can help you achieve calm, clarity, and balance amid the hustle and bustle of daily life.
6/04/2021
When there is too much uric acid
in your blood, you end up developing hyperuricemia. Too much uric acid in your
blood is not good for your health. It can lead to the development of several
diseases like gout, which is an excruciating type of arthritis. In addition to
this, if your uric acid levels are elevated, you are at risk of developing
kidney disease, diabetes, and heart disease. Therefore, you need to control
your body's uric acid so that you will not end up developing health
complications that will compromise the quality of your life.
At present, more than 43 million
Americans are suffering from hyperuricemia. To understand hyperuricemia, it is
important to understand the process that leads to elevated levels of uric acid
in the body. When purines break down inside a person's body, uric acid is
formed. Purines usually come from seafood, red meat, beans, and organ meat.
Your body should rid itself of uric acid every time you urinate.
However, hyperuricemia occurs when your body cannot excreting enough uric acid or if your body makes too much uric acid. Your kidneys play a significant role in eliminating uric acid in your body. If your kidneys malfunction, you are at high risk of developing hyperuricemia.
5/18/2021
At some point or another, we have all suffered with tooth pain or looked at our teeth and wished that perhaps they looked a little different. In some cases, people have teeth that have become crooked and start to interfere with the other teeth and their surrounding area. Sometimes, extraction becomes a good idea but why do other people try their best to keep their teeth?
3/24/2021
The pandemic is wearing everyone
down. Many are putting on unwanted weight from stress eating. Stress also shows
up on the skin through worry lines or breakouts.
People are becoming slovenly, not
feeling inspired to fix themselves because they stay mostly at home anyway.
If you allow stress from the
pandemic to drag you down, you are putting yourself at risk because it impairs
your immune function. Shake yourself up and reduce stress by making yourself
look good and feel better.
3/17/2021
This is a question that everyone asks at some point. You’ll have heard
of people that never wash their hair and swear it feels and looks great. At the
other end of the spectrum are those that wash their hair once, or even twice, a
day.
But how often and for how long should you be washing your hair?
3/16/2021
The skin is the largest organ of
the human body, so it goes without saying that we have to take good care of it.
However, skincare can get a little intimidating when you don't know where to
start. From cleansers to creams to serums, there's a lot to take in, but all it
takes is a good amount of research and a better understanding of factors that affect
your skin, like your lifestyle and the environment.
This time, we'll be talking about the latter: the environment. Depending on where you live, the care your skin needs to be at its best varies.
2/26/2021
It's reasonable and certainly
undeniable: the pandemic affected your diet. For some, it meant turning away
their favorite junk food and nourishing their body to improve their immune
system. For others, however, it meant exploring all the sweets and delicacies
they can have delivered to their home. It won't be surprising at all if you
equipped your kitchen with the latest appliances and you now run it like a
gourmet chef. Food is a quick remedy to managing the many stress triggers you
encounter daily since the outbreak. The problem is that you may be
unconsciously topping all your problems off with a dental emergency that you
can neither afford to have nor want to experience.
The solution? Be mindful of food choices that are detrimental to your dental health. You don't have to change your diet all at once. If you're already eating healthy, you will still want to know if you've fallen for the pitfalls that result in gum disease, teeth stains, and other oral issues. As they say, prevention is better than intervention.
2/15/2021
The global pandemic has led many
businesses to shut down, cutting out our access to basic services such as
dental clinics. Without a doctor's guidance, a lot of people are falling into
poor habits while in self-isolation. These include lack of exercise, poor
hygiene, and increased carb intake.
Although a dental check-up is not
on the list of your family's priorities, poor health practices can lead to
serious complications, such as a painful toothache and other oral health
problems. Maintaining good health during a pandemic means not only reducing the
risk of acquiring the virus, but you should also take the right measures to
maintain healthy teeth.
As dental clinics slowly resume
their operations, chances are, you will encounter a few delays when requesting
a dental check-up. So while waiting for that appointment, why not incorporate a
few dental care practices into your routine?
Read below and discover the best dental care practices to safeguard you against COVID-19.
1/29/2021
Herbal supplements are known for
their curative and preventive properties. It is natural to believe that these
medicinal herbs are a hundred percent harmless, given their remedial nature.
However, that is not always the case with all of them.
Herbal supplements can pose
dangerous side effects to the body if taken without a prescription, or with
other prescribed medicines. Before taking any supplements into your diet, make
sure you're aware of the constituents that they're made of and the adverse
reactions that they can have on your body.
Here's a comprehensive guide to help you understand the dual nature of several commonly used supplements that can have serious side effects on your body if taken without prescription.
8/25/2020
A bundle of over a million nerve fibers carries visual messages from the eyes to the brain. This is the delicate and complex network that is your optic nerve. Located in the back of each eye, the optic nerve functions as a highway. So imagine if it were wrecked. It's like seeing an obstruction or a hole in the middle of a road. And no one or nothing can pass through its intended destination.
8/21/2020
Staying fit and healthy has become a challenge for modern humans because the 21st century has brought with it a sedentary lifestyle, that is making a considerable number of people obese. As a result, obesity is causing health conditions like varicose veins which can pose quite a few problems, but it can be treated by Endovenous Laser Treatment, or EVLT. In the face of these pressing circumstances, many health and outlook conscious people are undertaking various techniques to lose weight. However, even though these techniques are useful in losing weight, scientists claim that around 90 percent of such people gain this weight almost as quickly as they lose it.
The most critical component of weight loss is the calorie count, and it is not something to incorporate in your daily life only for a few months. If you wish to remain fit and healthy, you will have to build your lifestyle such that you keep a count on the calories you ingest and the calories you burn. Otherwise, your weight will keep on fluctuating which can have devastating effects on your body. We have discussed here four horrifying side-effects of weight fluctuations on your body so that you start visualizing the weight-maintaining routine as a long term commitment.
7/09/2020
5/27/2020
Having no boss to tell you what
to do and charting your own path to success – it all seems ideal.
First of all, in starting any serious business endeavor,
passion is indispensable. It’s the main fuel that will drive you toward your
goal, whether it’s founding a tech start-up or an online market.
Without passion, there’s no interest or joy in doing the necessary tasks that need to be done. And if you can’t even get started on putting in the work, day in and day out, then your business idea is out the window.